Homebuyer Education

Beginning July 1, 2018, all applicants for APCHA ownership properties will be required to take an APCHA-approved homebuyer education course and will need to provide a certificate of completion with their bid and/or packet. The courses approved by APCHA include two Housing and Urban Development (HUD)-approved courses offered by Framework and CHFA or a course offered by Homebuyer Funds.


There is a $75 fee for the Framework course. The CFHA course costs $99 for the first applicant, $50 for a 2nd applicant; if the applicant chooses to take the course in person (normally held in Grand Junction), the course is free. Applicants need to sign up in advance for the in-person course and which usually has a two-month wait list. There is a $12.99 charge for the Homebuyer Funds course if the applicant chooses to take it immediately after registration; however, if the applicant is willing to wait 5 days after registration, the course is free.

HUD-approved course

Many lenders also require their buyers to take a HUD-approved course as part of their lending approval. Therefore, check with your lender first, to learn what courses may be required.