Does it really matter if I stay local or use a lender from out of the area?

APCHA encourages Buyers to work with a local lender, as many lenders outside the RF Valley do not work with deed-restricted housing or with APCHA’s program in particular. APCHA offers a list of local lenders (PDF) who have done loans on APCHA properties and who understand APCHA’s program.

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1. How do I choose a Lender? What type of loan is right for me?
2. Does it really matter if I stay local or use a lender from out of the area?